New parents often worry about how to build a college fund for their children, particularly in an economy in which very little is safe or reliable. The traditionally safe investments for the future, like certificates of deposit, are only returning profit at 10 percent of the inflation rate, making them absolutely worthless when planning for the future. On top of returning only marginal profits, many parents cannot tie up this amount of money without being given free access to it, rather than being punished when doctor bills and the other expenses of having children arise.

The trend towards investing in silver dollars for college funds arose out of the many parents who built a collection of silver dollars with their children as a hobby, teaching them valuable lessons about art, history, patriotism, and the value of money. As parents began to realize the profit potential of a collection of silver dollars, they slowly began to invest in their child’s college fund through this unique medium.

What makes an investment in silver dollars ideal for parents?

• Silver dollars are relatively inexpensive, with many of them priced under $20, making it possible to invest as the money is available.

• Silver dollars are liquid, meaning that they are easy to sell if you need to access the money more quickly than you anticipated, whether it’s a childhood expense or other emergency.

• Silver dollars are stable and profitable, garnering profits of about 10 to 20 percent each year, meaning that you can easily predict the future value of your investments by the time your children reach college age. Since most parents who invest through this method are starting 10 to 18 years in advance, they have a great deal of time over which to earn profits.

• Silver dollars are a fun hobby that your children can enjoy in the meantime, giving you something to learn about together as a family. 

Silver dollars are a great means of investing and taking advantage of the benefits and growth of the silver bullion market, for parents who are on a budget and cannot make such a large purchase. There are a myriad of benefits in this method of investing; however, the overall top benefit is the ability to accurately calculate for the future and the peace of mind that comes with knowing that you will be able to pay for school, even if your little one decides to go the Harvard route.